Creating Pro-Innovation Fintech Regulation

This paper illustrates, through the example of “fintech” (financial technology) lending, how fintech “can improve our lives and how poor regulation risks harming the very people it seeks to help.”

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Improving Innovation in Health Services Through Better Payment Reforms

This paper provides a brief analysis of Medicare’s fee-for-service payment systems. The paper suggests that these payment systems have led to inefficiencies and fragmented care delivery. Finally, the paper discusses the attempt by the Affordable Care Act to address these issues and suggests other potential solutions.

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Consumer Protection at the FTC and the CFPB

This paper examines and makes recommendations on improving consumer protection efforts at both the Federal Trade Commission and the Consumer Financial Protection Bureau.

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State Licensing Boards, Antitrust, and Innovation

This paper discusses occupational licensing boards, competition, and the role antitrust law can play in the marketplace.

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Occupational Licensing Run Wild

This paper provides historical analysis of occupational licensure in the United States, discusses the costs and benefits of our licensing system, explores so-called “licensing creep,” and proposes solutions to help address “occupational licensing run wild.”

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Creativity and Innovation Unchained: Why Copyright Law Must be Updated for the Digital Age by Simplifying It

This paper discusses how “the basics of copyright are fully compatible with modern technology, but specific provisions enacted years ago to try to address long-gone business and technological problems are still on the books. Instead of solving yesterday’s problems, these sticky laws shackle today’s creative marketplace.”

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Repeal the Jones Act for American Energy

This paper discusses how “the Jones Act is a particularly promising target for repeal or modification because it could be a confidence-building measure toward freer trade, less costly regulation, and less government interference in energy markets.”

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Restoring Meaningful Limits to “Waters of the United States”

This paper discusses the EPA’s “expansive regulatory approach” to the Clean Water Act, most notably in the “Waters of the United States Rule.”

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A Review of Department of Education Programs: Transgender Issues, Racial Quotas in School Discipline, and Campus Sexual Assault Mandates

This paper details “several areas where a single federal administrative agency has replaced the legitimate function of the legislature to define discrimination based on race, color, national origin, sex, and religion.”

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A Spoonful of Clarity Will Help Wellness Plans Thrive

On May 16, 2016, the Equal Employment Opportunity Commission (EEOC) finalized highly anticipated regulations that purport to define the extent to which the Americans with Disabilities Act (ADA) and the Genetic Information Nondiscrimination Act (GINA) permit employer-sponsored wellness plans. While the EEOC’s final regulations purport to “harmonize” wellness plan requirements under the ADA, GINA, HIPAA, and ACA, the EEOC has in fact added several additional regulatory burdens on employers that administer wellness plans.

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