Explainer Episode 8 – The Community Reinvestment Act

Passed in 1977, the Community Reinvestment Act (CRA) was intended to encourage banks and other financial institutions to lend to lower-income individuals in their communities. Has the CRA succeeded in this goal or is there room for improvement? Aaron Klein and Diego Zuluaga weigh in on this important question.

Additional Resources:

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Aaron Klein

Fellow in Economic Studies and Policy Director, Center on Regulation and Markets

Brookings Institution

Diego Zuluaga



Financial Services & Corporate Governance

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