Diego Zuluaga

Principal

Fingleton

Diego Zuluaga

Principal

Fingleton

Diego Zuluaga is a Principal at Fingleton. Zuluaga is the author of “Should Cryptocurrencies Be Regulated like Securities?” and “The Community Reinvestment Act in the Age of Fintech and Bank Competition.” He has previously testified on the impact of restrictions on short‐​term lending before the House Subcommittee on Consumer Protection and Financial Institutions.

Prior to joining Fingleton, he was an associate director of financial regulation studies at the Cato Institute’s Center for Monetary and Financial Alternatives, where he covered financial technology and consumer credit.

Before joining Cato, Zuluaga was Head of Financial Services and Tech Policy at the Institute of Economic Affairs in London. While at the IEA, he wrote on international capital mobility, multi-sided platform regulation, and price controls on consumer credit, among other subjects. Diego’s work has featured in print and broadcast media, such as Politico, the Wall Street Journal, Newsweek, American Banker, the London Times, and the Daily Telegraph. Zuluaga is a prolific public speaker as well as a former lecturer in economics at the University of Buckingham.

Originally from Bilbao in northern Spain, Zuluaga holds a BA in economics and history from McGill University, and an MSc in financial economics from the University of Oxford.

Contributions

Deep Dive Episode 110 – Community Reinvestment Act: Remedy or Relic?

May 14, 2020

Mehrsa Baradaran and Diego Zuluaga discuss proposed reforms by the Office of the Comptroller of the Currency and the FDIC and how those changes will affect the banking system and low- and moderate-income communities.

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Explainer Episode 8 – The Community Reinvestment Act

December 5, 2019

Passed in 1977, the Community Reinvestment Act (CRA) was intended to encourage banks and other financial institutions to lend to lower-income individuals in their communities. Has the CRA succeeded in this goal or is there room for improvement? Aaron Klein and Diego Zuluaga weigh in on this important question.

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